A financial analyst at a fixed-income investment fund is tasked with creating a risk-free forward rate curve. The analyst has provided the following term structure for risk-free spot rates:

Spot Rates	Time (T)
2.5%	4
2.0%	5
1.5%	6
1.0%	10
0.5%
0.0%
-0.5%

Based on the given spot rates, determine which chart most accurately portrays the 1-year forward rate curve starting from each time T?