An analyst is evaluating a portfolio that consists of 1,000 subprime mortgages and 600 prime mortgages. Of the subprime mortgages, 200 are late on their payments. Of the prime mortgages, 48 are late on their payments. If the analyst randomly chooses a mortgage from the portfolio and it is currently late on it: payments, what is the likehood that it is a subprime mortgage?