In the context of reducing counterparty risk, which refers to the potential that a trading partner may default on their contractual obligations, consider the following approaches. Counterparty risk is a significant concern in financial transactions because it can lead to substantial financial losses and operational disruptions for a company. Addressing this risk effectively is essential for maintaining the company's financial stability and operational efficiency. Given this, which of the following strategies would be most effective in helping the company's management to substantially decrease its overall counterparty risk, ideally aiming for a reduction close to zero?