Azure MFA is limited to password and PIN verification, which does not meet the security requirements for handling sensitive customer data.

Azure MFA utilizes a combination of verification factors, such as something the user knows (password), something the user has (mobile device), and something the user is (biometric verification), to provide a higher level of security.

Azure MFA is only effective for internal users and does not provide any security benefits for external or remote users.

Implementing Azure MFA requires all users to carry physical security tokens, making it unsuitable for institutions with a large number of employees.

Azure MFA can be configured to require verification from a mobile app or a phone call, in addition to a password, without the need for physical tokens.