
Answer-first summary for fast verification
Answer: GDPR, PCI Data Security Standard
The retailer must comply with the **General Data Protection Regulation (GDPR)** as it will process data of EU citizens. Additionally, since the retailer accepts payment cards, it must adhere to the **Payment Card Industry (PCI) Data Security Standard**. HIPAA is specific to healthcare in the US, SOX relates to US public companies' accounting practices, and there is no such regulation as the Expedited Funds Transfer Act. For more details, visit [PCI DSS](https://cloud.google.com/security/compliance/pci-dss) and [GDPR](https://cloud.google.com/privacy/gdpr).
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A North American retailer is expanding its operations to Europe, targeting individuals aged 20 to 40 in Spain, France, Belgium, and Germany. The retailer aims to create detailed customer profiles for personalized recommendations. Which two regulations must the company adhere to in this expansion?
A
HIPAA
B
SOX
C
GDPR
D
PCI Data Security Standard
E
Expedited Funds Transfer Act