Explanation:

• Option A (Correct): Self-control bias occurs when individuals prioritize short-term gratification over long-term objectives, leading to suboptimal financial decisions. This aligns with the scenario described in the question.

• Option B (Incorrect): Endowment bias refers to the tendency of individuals to overvalue assets they own, unrelated to the trade-off between short-term satisfaction and long-term goals.

• Option C (Incorrect): Loss-aversion bias describes the preference for avoiding losses over acquiring equivalent gains, which does not pertain to the conflict between immediate and future benefits.