Answer: Self-control bias

**Explanation:** - **Option A (Correct):** Self-control bias occurs when individuals prioritize short-term gratification over long-term objectives, leading to suboptimal financial decisions. This aligns with the scenario described in the question. - **Option B (Incorrect):** Endowment bias refers to the tendency of individuals to overvalue assets they own, unrelated to the trade-off between short-term satisfaction and long-term goals. - **Option C (Incorrect):** Loss-aversion bias describes the preference for avoiding losses over acquiring equivalent gains, which does not pertain to the conflict between immediate and future benefits.

Author: LeetQuiz Editorial Team