Answer: Yes, by informing all referred clients about the referral arrangement immediately after they sign GHI's service agreement

Peterson violated the Standard relating to referral fees because: 1. **Timing of disclosure**: She informed referred clients about the GHI referral arrangement **after** they signed the service agreement. This is problematic because clients should be informed **before** entering into the agreement so they can make an informed decision. 2. **Proper disclosure for AIQ**: The AIQ arrangement was properly disclosed - she informed both her employer and all clients about the referral fees from AIQ, which is compliant. 3. **GHI's client referral program**: While the discount itself is acceptable, the timing of disclosure is the violation. Clients need to know about referral arrangements before committing to services. The Standard requires disclosure of referral arrangements **prior to** entering into the relationship or transaction.

Author: LeetQuiz Editorial Team