An analyst gathers the following information about a bank:

| Metric | Current Year | Prior Year |

|----------------------------------|--------------|------------|

| Tier 1 Capital Ratio | 14% | 14% |

| Net Stable Funding Ratio | 115% | 110% |

| Provision for loan losses to net loan charge-offs | 1.0 | 1.5 |

The bank's liquidity position has most likely: