Answer: Institutions use reverse stress tests "break the bank" in order to assess the events that are outside of normal business expectations and could threaten the institutions viability.

**Explanation:** A is correct. Reverse stress testing is a risk management technique where institutions identify scenarios that would cause severe financial distress or threaten their viability. The purpose is to understand what extreme events could "break the bank" and then work backward to identify vulnerabilities and develop mitigation strategies. This approach focuses on tail risks and events outside normal business expectations, helping institutions prepare for worst-case scenarios.

Author: LeetQuiz Editorial Team