The following probability matrix contains the joint probabilities for random variables X = {2, 7, or 12} and Y = {1, 3, or 5}:

	Y
	1	3	5
X
2	5%	15%	5%
7	10%	30%	10%
12	5%	15%	5%

We are informed that (X) and (Y) are independent. What is the expected value of the product of X and Y, E(XY)?