A risk consultant is presenting on the evolution of macro-prudential stress testing requirements established in response to the global financial crisis of 2007 – 2009. The consultant compares features of the following three stress tests:

• The 2009 Supervisory Capital Assessment Program (SCAP) test
• The 2011 European Banking Association (EBA) test
• The 2012 Comprehensive Capital Analysis and Review (CCAR) test

Which of the following elements of these stress tests or their resulting impacts is correct for the analyst to include in the presentation?