For calculation of the net stable funding ratio (NSFR), the bank has the following balance sheet:

Cash	5	Retail Deposits (Stable)	30
Gold	5	Retail Deposits (Less stable)	25
Treasury Bonds (>1 year)	10	Wholesale Deposits	30
Residential mortgages	20	Another liabilities	7
Small Business Loans	60	Tier 1 Capital	8
Fixed Assets	5	Tier 2 Capital	5
Total assets	105	Total Liabilities and capital	105

Given the following RSF and ASF factor, what is the NSFR and does this bank meet the regulatory requirement?

RSF	CATEGORY
0%	Cash
5%	Marketable securities with a residual maturity greater than one year if they are claims on sovereign governments or similar bodies with a 0% risk weight.
20%	Corporate bonds with a rating of AA- or higher and a residual maturity greater than one year. Claims on sovereign governments or similar bodies with a risk weight of 20%.
50%	Gold, equity securities, bonds rated A+ to A-
65%	Residential mortgages.
85%	Loans to retail and small business customers with a remaining maturity less than one year.
100%	All other assets

ASF	CATEGORY
100%	Tier 1 and Tier 2 capital
90%	"Stable" demand deposits and term deposits with remaining maturity less than one year provided by retail or small business customers.
80%	"Less Stable" demand deposits and term deposits with remaining maturity less than one year provided by retail or small business customers.
50%	Wholesale demand deposits and term deposits with remaining maturity less than one year provided by nonfinancial corporates, sovereigns, central banks, multilateral development banks, and public sector entities.
0%	All other liability and equity categories.