For calculation of the net stable funding ratio (NSFR), the bank has the following balance sheet:

| Cash | 5 | Retail Deposits (Stable) | 30 |

|-------------------|------|------------------------------|------|

| Gold | 5 | Retail Deposits (Less stable)| 25 |

| Treasury Bonds (>1 year) | 10 | Wholesale Deposits | 30 |

| Residential mortgages | 20 | Another liabilities | 7 |

| Small Business Loans | 60 | Tier 1 Capital | 8 |

| Fixed Assets | 5 | Tier 2 Capital | 5 |

| Total assets | 105 | Total Liabilities and capital | 105 |

Given the following RSF and ASF factor, what is the NSFR and does this bank meet the regulatory requirement?

| RSF | CATEGORY |

|------|--------------------------------------------------------------------------|

| 0% | Cash |

| 5% | Marketable securities with a residual maturity greater than one year if they are claims on sovereign governments or similar bodies with a 0% risk weight. |

| 20% | Corporate bonds with a rating of AA- or higher and a residual maturity greater than one year. Claims on sovereign governments or similar bodies with a risk weight of 20%. |

| 50% | Gold, equity securities, bonds rated A+ to A- |

| 65% | Residential mortgages. |

| 85% | Loans to retail and small business customers with a remaining maturity less than one year. |

| 100% | All other assets |

| ASF | CATEGORY |

|------|--------------------------------------------------------------------------|

| 100% | Tier 1 and Tier 2 capital |

| 90% | "Stable" demand deposits and term deposits with remaining maturity less than one year provided by retail or small business customers. |

| 80% | "Less Stable" demand deposits and term deposits with remaining maturity less than one year provided by retail or small business customers. |

| 50% | Wholesale demand deposits and term deposits with remaining maturity less than one year provided by nonfinancial corporates, sovereigns, central banks, multilateral development banks, and public sector entities. |

| 0% | All other liability and equity categories. |