Sunset saving Bank currently has the following interest-sensitive assets and liabilities on its balance sheet with the interest-rate sensitivity weights noted.

Interest-sensitive assets	$ (millions)	Rate sensitivity index
Federal fund loans	50	1
Security holdings	50	1.2
Loans and leases	350	1.45
Interest-sensitive liabilities	$ (millions)	Rate sensitivity index
Interest-bearing deposits	250	0.75
Money-market borrowings	90	0.95

Suppose the federal funds interest-rate increases by 50bp. How will the bank's net interest income (NII) be affected?