Which of the following statements regarding differences between stress tests and economic capital (EC) methods is (are) not correct? I. Stress tests tend to analyze a shorter period of time compared to EC methods. II. Stress tests tend to compute losses from the perspective of the market as opposed to EC methods that compute losses from an accounting perspective. III. Stress tests tend to use ordinal rank arrangements, while EC methods use cardinal probabilities. IV. Stress tests tend to focus on unconditional scenarios, which EC methods tend to focus on conditional scenarios.