An investment manager at a venture capital (VC) firm is evaluating a decision to invest in two promising start-up companies focusing on fintech applications. The manager analyzes the following information:

• For each company, there is a 30% probability of successfully launching a usable fintech application.

• The success of one company in launching a usable fintech application is independent of the success of the other.

• If either of the two companies is successful, the VC firm will generate USD 40 million in profit.

• If both companies are successful, the VC firm will generate USD 70 million in profit.

• If neither company is successful, the VC firm will incur a loss of USD 15 million.

What is the expected value of the VC firm's profit from investing in the two companies?