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A financial compliance chatbot must produce very factual, deterministic answers. Which configuration is best?
A
Temperature = 0.1, top-p = 0.5
B
Temperature = 1.0, top-k = 100
C
Temperature = 0.9, top-p = 0.95
D
Temperature = 1.2, enable repetition penalty
Explanation:
For a financial compliance chatbot that requires factual and deterministic answers, the key parameters to consider are:
Temperature controls the randomness/creativity of the model's output
Lower temperature (closer to 0) = more deterministic, focused, and factual responses
Higher temperature (closer to 1 or above) = more creative, diverse, and random responses
Top-p controls the cumulative probability threshold for token selection
Lower top-p values = more focused on high-probability tokens
Higher top-p values = more diverse token selection
A. Temperature = 0.1, top-p = 0.5 ✓ CORRECT
Temperature 0.1 is very low → highly deterministic
Top-p 0.5 is moderate → focuses on high-probability tokens
This combination produces consistent, factual responses
B. Temperature = 1.0, top-k = 100
Temperature 1.0 is high → introduces randomness
Top-k 100 allows many tokens → increases diversity
Not suitable for factual compliance responses
C. Temperature = 0.9, top-p = 0.95
Temperature 0.9 is high → too much randomness
Top-p 0.95 is very high → includes many low-probability tokens
Creates creative but potentially inaccurate responses
D. Temperature = 1.2, enable repetition penalty
Temperature 1.2 is very high → maximum randomness
Repetition penalty prevents repetition but doesn't ensure factual accuracy
Worst choice for factual compliance chatbot
Low temperature (0.1) minimizes randomness and ensures the model chooses the most likely, factual tokens
Moderate top-p (0.5) focuses on high-probability tokens without being overly restrictive
This combination produces consistent, reliable, and deterministic responses essential for financial compliance
Financial compliance requires zero creativity and maximum factual accuracy
For applications requiring factual, deterministic outputs (compliance, legal, medical, technical documentation), always use low temperature values (0.1-0.3) and moderate to low top-p values (0.5-0.7) to ensure consistency and accuracy.