In a client presentation regarding a potential equity investment, a member makes the following statements: Statement 1: "This investment will outperform the S&P 500 over a ten-year period." Statement 2: "This investment is likely to outperform the market over a one-year period." Statement 3: "With this product's 100% principal protection, our firm guarantees you will not lose money." The member has most likely violated the Standards by making: