21.3.2. The mortality table (aka, period life table) below was extracted from actual 2021 projections by the U.S. Social Security Administration. For males and females age 30 to 37, inclusive, this table shows the conditional probability of death within one year, the cumulative survival probability, and the life expectancy.

Mortality Table (aka, Period Life Table)
Projected 2021

Exact age	Male Cond'l Death Prob (a)	Male Cumul Survival Prob (b)	Male Life Expect	Female Cond'l Death Prob (a)	Female Cumul Survival Prob (b)	Female Life Expect
30	0.001807	0.974510	48.06	0.000824	0.986340	52.27
31	0.001863	0.972750	47.15	0.000882	0.985530	51.32
32	0.001915	0.970940	46.24	0.000935	0.984660	50.36
33	0.001964	0.969080	45.33	0.000982	0.983740	49.41
34	0.002011	0.967170	44.41	0.001026	0.982770	48.46
35	0.002066	0.965230	43.50	0.001075	0.981760	47.51
36	0.002125	0.963230	42.59	0.001129	0.980710	46.56
37	0.002177	0.961190	41.68	0.001184	0.979600	45.61

Let's assume that an insurance company uses this table to price a two-year term life insurance policy with a face value of USD $1.0 million for a female policyholder who is 34 years old. The discount rate is 6.0% per annum with annual compounding. Which is nearest to the minimum annual premium that should be charged by the company (note: inspired by GARP's EOC PQ 2.12)?