20.7.1. Kingstreet Savings is attempting to determine its liquidity requirement. The bank has classified its checking, savings, and nonperson time deposits (which total $380.0 million in deposits) into three categories: hot money, vulnerable, and stable (aka, core) funds:

Millions of dollars	Hot money funds	Vulnerable funds	Stable (core) funds
Checkable deposits	$30.0	$20.0	$30.0
Savings deposits	$10.0	$40.0	$60.0
Nonpersonal time deposits	$70.0	$70.0	$50.0
Percentage reserves	80.00%	50.00%	20.00%

Reserve requirements on checkable deposits   10.00%
Reserve requirements on savings deposits   10.00%

The total liquidity requirement is the sum of the liability and loan requirements, but we are here ignoring the loan liquidity requirement; further, the reserve requirements are not necessarily realistic but instead are rounded for the sake of more convenient calculations. Management has elected to hold an 80.0% reserve in liquid assets or borrowing capacity for each dollar of hot money deposits, a 50.0% reserve behind vulnerable deposits, and a 20.0% reserve for its holdings of core funds. The legal reserve requirement is 10.0% for both checkable and savings deposits; nonpersonal time deposits have zero legal reserve requirements.

Kingstreet Savings is using the Structure of Funds approach to estimating its liquidity requirement. What is Kingstreet's net deposit liquidity requirement for the (total of) vulnerable funds?