The Net Stable Funding Ratio (NSFR) is calculated as Available Stable Funding (ASF) divided by Required Stable Funding (RSF). The numerator, Available Stable Funding (ASF), includes an institution's regulatory capital (such as Tier 1 and Tier 2 capital), along with preferred stock and liabilities with effective maturities of one year or greater. By contrast, the Liquidity Coverage Ratio (LCR) uses High-Quality Liquid Assets (HQLA) in its numerator, which focuses on highly liquid assets rather than regulatory capital. ROE and NII are profitability and income metrics, not Basel liquidity ratios.