24.3.3. Old Crow Bank had a credit committee meeting yesterday, and the following is a copy of the notes taken during the meeting:

• All members are present Jan (Chief Risk Officer), Eddie (Head of Compliance), Alyssa (Head of Legal), Don (Head of Tax), and Ashton (Chief Financial Officer).
• Jan initiated the meeting by confirming if everyone had received an email containing approval documents from credit officer Doug, who had originated the loan. Everyone confirmed receiving the email with the documents yesterday.
• Jan provided an overview of the loan for approximately five minutes, after which she proceeded to inquire about the opinions of those present. It was the consensus of all individuals, except for Alyssa, that the loan be approved. Alyssa expressed concern regarding the trustworthiness of the counterparty.
• Jan respects Alyssa's opinion but disagrees and initiates a vote. Two other committee members agree with Jan, resulting in loan approval.

What is the most probable issue with the credit committee's meeting?