Explanation:
The correct answer is D.
The annual loan to deposit ratio (LTD) is not typically included in a deposit tracker report. The LTD ratio is a measure used by banks to assess their liquidity by dividing total loans by total deposits. This ratio is used to determine a bank’s ability to cover loan losses and withdrawals by its depositors. However, the deposit tracker report is generated on a weekly or monthly basis and focuses on providing detailed insights into deposit trends and patterns. Therefore, it does not include the annual LTD ratio, which is a broader measure of a bank's financial health and liquidity.
Choice A is incorrect. Month-end actuals for deposits by customer type are typically included in a deposit tracker report. This information helps financial institutions understand the deposit trends and patterns of different customer types, which can be useful for strategic planning and decision-making.
Choice B is incorrect. Each month-end change is also usually included in a deposit tracker report. This data provides insights into the monthly fluctuations in deposits, enabling financial institutions to track their performance over time and make necessary adjustments.
Choice C is incorrect. Each month-end forecast for the position to the end of the year is another detail that's typically found in a deposit tracker report. These forecasts help financial institutions anticipate future trends and prepare accordingly.
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Q.4050 Which of the following details would not be obtained from a deposit tracker report?
A
Month-end actuals for deposits by customer type
B
Each month-end change
C
Each month-end forecast for the position to the end of the year
D
Annual loan to deposit ratio (LTD)
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