Cash	20	Retail Deposits (Stable)	80
Treasury Bonds (> 1 yr)	20	Wholesale Deposits	100
Mortgages	50	Tier 2 Capital	40
Small Business Loans	180	Tier 1 Capital	80
Fixed assets	30
Total	300		300

SF factor	Category
100%	Tier 1 and Tier 2 Capital, Preferred stock and borrowing with a remaining maturity greater than one yes
90%	“stable” demand deposits and term deposits with maturity < 1 year, provided by retail or small business customers
80%	“Less stable” demand deposits and term deposits with remaining maturity < 1 year, provided by retail or small business customers
50%	Wholesale demand deposits and term deposits with remaining maturity < 1 year, provided by non-financial corporates, sovereigns, central banks, development banks, and public sector entities
0%	All other liability and equity categories

RSF factor	Category
0%	Cash Short term instruments, securities, loans to financial entities if they have a residual maturity of < 1 year
5%	Marketable securities with a residual maturity > 1 one year if they are claims on sovereign governments or similar bodies with a 0% risk weight
20%	Corporate bonds with a rating of AA- or higher and a residual maturity > 1 year
50%	Gold, equity securities, bonds rated A+ to A-
65%	Residential mortgages
85%	Loans to retail and small business customers with a remaining maturity < 1 year
100%	All other assets

The bank complies with the Basel III funding guidelines as outlined in the table above. Determine the bank’s Net Stable Funding Ratio (NSFR).